Friday, March 17, 2017

the NZ Housing Crisis examined


The NZ Housing Crisis examined.

(This is intended as speech notes and as notes for a flyer/leaflet, or for a youtube video.)

Contents:
Housing Crisis?
"Too few houses"
Too many people.
Too few people have too many houses and too many have too few.
Too expensive houses.
Too low income of some and too high income of some.
People don't care about anyone else.
Too much having to shift around.
Sub-urban subdivision madness.
Building houses policy causes some people trouble.
Other possible connections.
Confirmations.
Our party the only one to address the real causes.

"Housing Crisis"?
Probably everyone in NZ has heard about NZ's "Housing Crisis" and the related building sites in a number of places around urban areas which was started under John Key.
But was/is there really a "housing crisis"? Did Winston Peters really "catch John Key out"? In this flyer we present some different ideas about the housing crisis which no one else seems to say, and we don't just make parliament laugh like Peters did.

"Too few houses":
No one is denying that there has been a bit of a so-called housing crisis in NZ in recent years, otherwise the government wouldn't have felt pressured to do something about it. I witnessed someone living in one new house just finished while they were building another new house beside it, which might suggest a major demand waiting list. In browsing realestate.co.nz I have seen thousands of views recorded for houses that I have looked at. I have been told by a friend that someone put a house on the market and there were hundreds of enquiries within just days. Certainly the NZ population of 3 million decades ago must have naturally increased somewhat, and there is also supposed to be an aging population (some "people are living longer"). My father told me that he was talking about building houses years/decades ago and they didn't listen and now they have this "crisis". Not many years ago they were preoccupied with plans to build a "Parliamentary Palace". However, it is our impression that this "housing crisis" is not wholly genuine but has some other seeming root socio-economic/political causes which we will now move on to discussing.

Too many people:
It is our impression that one cause of this "housing crisis" is that over the last number decades the NZ government has brought in a very large number of immigrants, esp from Asia and the Pacific. These immigrants surely have majorly increased the population, and then this population must have increased quite abit too through many births. (A friend told me that there is recently noticeably a lot of foreigners in Auckland esp in the church charity organisations.) There also seem to be plans for more such increase of population. On the train one time I heard two young student/corporate types talking about how certain NZ cities/towns infrastructures could or could not "handle a sudden increase of population". The thought arose "sudden increase from where"? This is seemingly all part of an organised globalist plan. Moreoever an Auckland transport/development advert on the net/web had pictures of urban/city devlepoment planning which gave impression of purposely copying ancient Roman towns/cities including craming houses all together (and also even an amphitheatre-like formation to the side). If we can not handle the population that we already have (eg housing crisis, unemployment, etc) then we should not be bringing more population in. (They did this in the UK, and now when they are still trying to force more refugees locals are saying "we can't, we are full". (There was a "world refugee week" a few months ago. UK has again recently changed the rules for workers/immigrants from NZ.) A couple of years ago Australia limited immigrants from NZ because foreigners were using NZ as backdoor to Australia.) This is not "racist", there are immigrants from Europe etc too. We simply have brought in too many people regardless of their racial identity.

Too few people have too many houses and too many have too few/little :
Aside from the too many people and too few houses cause, another reason for the "housing crisis" seems to us to be the fact that in the last number of decades there has been a growing gap between the rich and the poor, including in housing affairs. Lots of wealthy people in NZ own holiday homes (ie they two or more homes/houses). (I also came across a couple in the UK on a net forum who mentioned that they had a 2nd holiday home elsewhere in the UK, and they were talking of it still having the original lightbulbs.)  Quite a few rich have massive mansions with tons of rooms. There are also alot of rich people who own rentals properties. Bob Jones is said to own half the buildings in Auckland and/or in Wellington (he also has or had houses in Australia and UK). Meanwhile non-rich people struggle to even get a pitiful tiny place. "He who has 2 coats let him give to him who has none" - John the Baptist.
(Also, my father said quite a few times that he saw seemingly empty housing corporation nz places.)

Too expensive houses:
This is a part of the previous point. In looking for a house myself I have noticed lots of houses that have far too huge prices or rents (too huge for what they are and too huge for most normal people). One of the biggest I saw in Kelson was a million dollars! They call such places "executive" homes or similar names. Also the new Reserve Bank governor's new mortgage 20 percent deposit rule a couple of years ago has since made buying a house even more hard for non-rich people. They presumably will claim that this deposit rule was to stop people defaulting on payments, but we suspect that it was to make it harder for plebs to ever own their own home and always be paying rent, but at any rate even if it was not their intention it is still the result. There is the madness of houses being priced mostly by "location". Market rents are shockingly high for places like Hutt and Wellington. My flat was 60000 when I bought it (on a mortgage), now it is 150000 a decade later. In addition there is also the far too massive real estate commissions. When we buy a house several people (lawyers, bank, etc) get quite large sums of money from us for doing very little (and its like everyone gets piece of the pie). Interest rates on mortgages are also far too high. Even if/when they built all these extra houses some people still may not be able to afford to buy or rent them? There are said to be homeless people in the USA especially since Reaganomics and Clinton's benefit reforms.

Too Low Wages/Income (&/or too much money going out) of some and & too high income of some:
Another part of the previous point is that many NZers have too low income, while some have too high income. [We thought that Key's "housing crisis" was related to people who can afford houses, but the term "housing crisis" is also used in relation to homeless people. Does this mean Key's was building them cheap houses?] Many workers have too low wages. Alot of unemployed/beneficiaries have too low income or no income due to harsh "new right" benefit reforms, and banks have a "surplus" rule for mortgages with disqualifies low income people. Meanwhile many corporates have too high incomes/wages/salaries.

(People Don't Care About Anyone Else:
The fact that there are homeless people reflects bad on the people not just on the government and elite. Why isn't anyone offering people to stay at their places? And/or where are their families/parents/relations / whanau/hapu/iwi? Where are all these so-called "Christians" I keep hearing/seeing claims of? People are also too accepting, and also too apathetic.)

Too much having to shift around:
One more possible factor in this "housing crisis" is the fact that alot of people seem to have to shift around too much? There always seems to be alot of people shifting seemingly because of problems with the place where they have been living.
(Note also that NZ has been noted for poor heat insulation, though they have had an insulating old homes campaign the last number of years; and NZ houses are even more noted for poor noise insulation. I must also mention that I really disliked the practice of building houses on concrete pads flat on the ground, though they seemed to have raised concrete pads a little bit in more recent years?)

(Sub-)Urban madness:
Another part of this last point might be the bad practice of houses being cramed in all together in urban areas [Roman-style] rather than spreading out in places over the country/countryside. There is far too much of the bad practice of sub-dividing and craming even more houses close together. Even with John Key's new houses they are craming buildings in sections in urban areas. And of course everyone needs/wants to be living as close to the CBD as possible.

Causes Some People Trouble:
One other possible factor reason for the building policy might possibly be that this building houses causes noise etc problems for some people living beside/near the sites. (Peter Dunne talked of "positive disruption". Maybe abit like constant change, & DLS.) In my own journeying around I saw them crazily building houses next to retirement places. What sort of respect is that for retired people? (Though other people are no less important either.) I suffered about 3 years them building houses first in the ex-bowling club out back and then in the empty section out back. Of course some people may not mind the noise etc (I saw someone living in one new built house while they were building another new house beside it), but it does bother some of us.
("Crises" are also good distractions from other important issues?)

(There might also be a connection with the rebuilding after Christchurch earthquake, abit like Nero rebuilding Rome after the fire?
And also a connection with the insulating old homes campaign of the last number of years? And the renovating of Housing Corp houses of the last couple of years?)

Some of our points above are confirmed by that this housing crisis is not unique to NZ. There is/was also a "US Housing Crisis" http://www.thephora.net/forum/showthread.php?t=67160 , and a housing crisis in Ireland, both at about the same time as the one here. Apparently there is also one in Canada too. Also a housing shortage in Sweden "as migrants given priority". Another forum thread titled "Britain's housing crisis".

More confirmations I've seen include homeless people camping in Bunnings carpark http://thedailyblog.co.nz/2017/03/17/daily-blog-exclusive-auckland-housing-crisis-special-investigation-homeless-using-after-hour-bunnings-carparks-as-home/ (though this could possibly be a hoax). I've seen homeless people begging on the street in Wellington in recent years. A social worker from City Mission said there are people having to stay in hotels who have to battle with WINZ every week to get them to pay the rent.
A piddly little bach sells for 500000 in Martinborough https://www.facebook.com/WairarapaTimesAge/posts/3343976909034857 .

Are we heading towards this sort of "corporate paradise" seen in Ireland  http://criticaldispatches.com/2014/03/21/impressions-of-poverty/ ?

Our party is the only one which is speaking out and cares about the real root causes of the NZ housing crisis, and unlike the others we will address all the aforementioned causes.

This speech/video/flyer on the housing crisis is one of a series of speeches/videos/flyers in important national & social issues including
- the "housing crisis".
- Water fluoridation.
- Unemployment.